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Would it be ok for my wife and I to open up individual accounts at once under the same card company? Trying to find a happy balance without getting overwhelmed and not hurting credit scores. Thanks. Unless you have a legitimate business, most of us don’t have enough regular day to day spend to acquire any meaningful amount of bonuses. Add the dates in the right column. Starting with the current month, input the name of the month along with the current year in the cell. Do this for about five years worth of months. This can be a time-consuming and tedious step.
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Age: To apply, you must be at least 18 years old. On the other hand, the upper-limit age is 75 years.Hi there, Wondering how to get the color coding to work for the card types? Seems like it would be conditional formatting, but I can’t find which cell it’s in. I’m not super experienced with spreadsheets so maybe I’m missing something? Thanks for creating a useful tool!
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If you product change to Slate, you should be able to re-acquire the Freedom unlimited bonuses after 2 years. Personally, I wouldn’t bother product changing your non-fee cards. If you really want the Slate card for their 0%APR intro, then just apply for that card as a new card. The bonuses for the Freedom and the Freedom Unlimited aren’t that great to begin with so waiting 2 years just to get the Freedom unlimit’s sign on bonus again seems less fruitful than it’s worth. I also wouldn’t cancel the cards altogether because no fee cards are great to build up your average age of credit which is a key component of your score. If anything, I would wait until you can get the Chase Sapphire Reserve card because that’s where the real rewards start accumulating! However , in case of national holidays or certain unforeseen scenarios , we might be delayed. We will keep you posted on your I usually cancel my cards right befor ethe annual fee hits. There is no harm in doing this and think it is just better practice for the banks as they dont’ wan tto see people canceling right after a bonus hits.Question: Did you use these chase points for your two week trip to Peru/Bolivia? I am planning an almost identical trip but trying to use my miles from Chase cards to help fund the vacation. If you have any tips to share, I’d appreciate it. Compatibility: PC and Mac | Excel 365 (utilizes Dynamic Array functions) | Works on 32-bit or 64-bit | No VBA code utilized Account icon An icon in the shape of a person's head and shoulders. It often indicates a user profile. Login
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Yes you and your wife are two different people so you can each open your cards no problem. Just make sure you can handle the MSRs on the cards for the bonuses! We live in a world fueled by convenience and digital transactions. Credit cards are integral to managing our financial needs. But with great purchasing power comes great responsibility. This article will help you in making better financial decisions and get the maximum benefits out of your credit card.
Register for Udyam or update your Udyog Aadhaar and avail priority sector lending benefits by as offered by the Government of India. Hi, I’m new to this and I have a question. I had my eye on getting a Chase Ink card and then get a Chase Saphire Reserve. Great signup bonuses! It seems like those cards would be best to cancel right after using the reward though since I have to wait so long to re-sign up in the future and earn those bonuses again. I see on your spreadsheet that you keep the Saphire Reserve open past the first year even with the large annual fee. Can you explain why you don’t cancel it and sign up again? Side note, they just made the wait time even longer between signups so this will take even longer :/
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